Fraud Watcher

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Legal notice

Last updated: 8 November 2026

1. Website owner

In accordance with Article 10 of Spanish Law 34/2002 on Information Society Services and Electronic Commerce (LSSI-CE), this website, fraud-watcher.com (“Fraud Watcher”), is owned by:

2. Purpose

Fraud Watcher is a digital publication about fraud, scams and anti-fraud regulation. It offers news, scam alerts, explainers, a glossary, a regulation tracker, an indicative checker for suspicious messages, a scam reporting form and an email newsletter.

Using the site means you accept this legal notice and the Terms of use. Personal data is handled under the Privacy policy and cookies under the Cookie policy.

3. Important notice (disclaimer)

  • Not advice. Fraud Watcher content is for information and education only. It is not legal, financial, investment, tax or cybersecurity advice, and it does not replace advice from a professional, your bank or the authorities.
  • If you have been scammed, contact your bank immediately and report it to the police or the competent authority in your country.
  • “Is this a scam?” checker. Results are automated and indicative. “Low risk” does not guarantee a message is genuine, and “high risk” does not prove a crime. Do not make financial decisions based on it alone.
  • Accuracy. We work from primary sources and review our content, but fraud and regulation change quickly. We cannot guarantee that all information is complete or up to date at all times; every article shows its date and sources.
  • Reader alerts and reports. Alerts based on reader reports are reviewed and anonymised before publication. Publishing them is not an accusation against any specific person or company.
  • Third-party links. Links to external sites are provided for information. We do not control and are not responsible for their content, availability or policies.
  • Third-party trademarks. Brands, trade names and logos of banks, companies and public bodies belong to their owners and are mentioned for information only, often to warn that scammers impersonate them. Mentioning them implies no relationship or endorsement.

4. Intellectual property

Texts, design, the “Fraud Watcher” brand, logo and site code belong to the owner or are used under licence. You may quote short extracts with a link to the source. Reproducing, distributing or adapting all or a substantial part of the content for commercial purposes without prior written permission is not allowed.

Cover photos come from Unsplash and are used under the Unsplash License; each article credits the photographer. Third-party figures and documents are cited with their source.

5. Liability

The owner is not liable for damage arising from use of the site’s information, technical interruptions, viruses or programs introduced by third parties, or the content of linked sites, except where the law does not allow such liability to be excluded. If you spot unlawful content or an error, email contact@fraud-watcher.com and we will act promptly.

6. Commercial communications

Sponsored or advertising content is clearly labelled “Sponsored”, as required by Article 20 LSSI-CE. Sponsors never influence editorial coverage. We only send email to people who have subscribed and confirmed.

7. Governing law and jurisdiction

This legal notice is governed by Spanish law. Disputes will be heard by the courts that have jurisdiction under the law; where the user is a consumer, the courts of their place of residence.